Historically Underutilized Zone Program

A Historically Underutilized Business Zone (HUBZone) is an economically distressed area as determined by the Small Business Administration (SBA), based on income and unemployment data. Nationally, HUBZone areas include:

  • 7,000 urban census tracts
  • 900 rural counties
  • Lands within the boundaries of an Indian Reservation

Eligibility Criteria: To be eligible for the HUBZone program, a small business must be:

  • a small business based on the North American Industry Classification System (NAICS) size standards; and
  • located in a HUBZone; and
  • wholly owned and controlled by U.S. citizens; and
  • at least 35 percent of its employees must reside in a HUBZone.

Determinations of eligibility for the federal HUBZone program are made by the SBA.












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